To initiate a standard payment on behalf of BaaS Client, you should call Initiate Payment API.
Tip! Make sure your Access token as a BaaS Partner has ob-baas-ps and ob-baas-ps:authz-nosca scopes in it.
Note! Some initiated payments in Stage and Production environments might be stopped by transaction monitoring rules.
Parameters and their descriptions are mentioned below.
| Parameter | Description | 
|---|---|
| paymentRail | Payment network infrastructure is used to execute money transfers. ConnectPay supports the following payment rails: Internal – between two ConnectPay accounts; SEPA SCT Ins – SEPA Instant Credit Transfer; SEPA SCT – SEPA Credit Transfer; SWIFT – cross border transfer | 
| debtorAccount.iban | Payer account | 
| ultimateDebtor.name | Ultimate payer name | 
| ultimateDebtor.dateOfBirth | Ultimate payer date of birth | 
| ultimateCreditor.name | Ultimate beneficiary name | 
| ultimateCreditor.account | Ultimate beneficiary account | 
| ultimateCreditor.address.countryCode | Ultimate beneficiary country code | 
| ultimateCreditor.financialInstitution.name | Ultimate beneficiary financial institution name | 
| ultimateCreditor.financialInstitution.bic | Ultimate beneficiary bank code | 
| creditorAccount.iban | Beneficiary account | 
| creditorAccount.bic | Beneficiary bank code | 
| creditorAccount.bankBranchCode | Beneficiary bank branch code | 
| creditorAccount.bankName | Beneficiary bank name | 
| creditorName | Beneficiary name | 
| instructedAmount.amount | Precise instructed amount value. For example: 9.00 | 
| instructedAmount.currency | Instructed currency Available currencies: EUR, USD, CAD, JPY, PLN, GBP, CZK, CHF, AUD, SEK, DKK, NOK, HUF, RON, SGD, HKD | 
| creditorAddress.addressLine1 | Beneficiary address | 
| creditorAddress.city | Beneficiary city | 
| creditorAddress.postcode | Beneficiary post code | 
| creditorAddress.state | Beneficiary state | 
| creditorAddress.countryCode | Beneficiary country code using ISO 3166-1 standard | 
| remittanceInformationUnstructured | Payment details | 
| remittanceInformationStructured.reference | Payment details | 
| externalReference | Payment reference number provided by the customer | 

