When ConnectPay receives both creditorAccount.iban and creditorName in the Initiate Payment API request, it automatically performs the Verification of Payee (VoP) check.
As mentioned earlier, VoP is applied only when the paymentRail is calculated or set by the API User to SEPA_SCT or SEPA_SCT_INST.
For all other paymentRail values, the VoP check is not applied.
For detailed instructions on handling the response, see the VoP Response section.
Note! No changes are required in the request body of the ob/payments API to receive the Verification of Payee (VoP) response.